Texas Real Estate Brokerage Sales Apprentice Education (SAE) Practice Exam

If you suffer an injury or illness while on the job, what type of compensation may you be eligible for?

1. Unemployment benefits

2. Health insurance

3. Workers' compensation

4. Disability assistance

The correct answer is: Workers' compensation

When a worker suffers an injury or illness while on the job, they may be eligible for workers' compensation. This type of compensation is specifically designed to provide financial support and medical benefits to employees who experience work-related injuries or illnesses. Workers' compensation typically covers medical expenses, rehabilitation costs, and a portion of lost wages while the worker is unable to perform their job. This system is implemented to protect both employees and employers, ensuring that injured workers have access to necessary care without needing to prove fault or negligence. In Texas, employers are not required to carry workers' compensation insurance unless they are in certain industries, but many do so to provide protection for their employees. The other options, such as unemployment benefits, health insurance, and disability assistance, serve different purposes and do not specifically cater to work-related injuries or illnesses. Unemployment benefits support individuals who are out of work through no fault of their own, health insurance covers medical services outside of work-related injuries, and disability assistance typically provides support for long-term disabilities that are not necessarily connected to job activities.